Calculate the holding days of the National Day Fund. The holding date of the Fund includes legal holidays. The holding time of the Fund refers to the period from the subscription confirmation date to the redemption confirmation date, that is, the holding time = the fund redemption confirmation date-the fund subscription confirmation date. The holding days of the Fund are calculated according to natural days, and non-trading days are not excluded.

If investors buy funds before the National Day and fail to confirm their shares before the National Day, the holding days will not be counted during the National Day. If the shares are confirmed before the National Day, the number of holding days shall be calculated during the National Day.

For example, if a fund purchased by an investor is confirmed the day before 10 and redeemed on 10, the number of days that the investor holds the fund is 10.

The number of days the fund is held will affect the redemption rate. Generally speaking, the longer the holding days, the lower the redemption rate, and even the redemption rate is 0. The shorter the holding days, the higher the redemption rate. If it is held for less than 7 days, a high redemption fee will be charged according to the standard of 1.5%.

It should be noted that if investors buy the Fund in batches and sell part of it, the holding days of the redemption fund and the redemption fee will be calculated according to the principle of FIFO.

For example, investors buy 1 0,000 funds on the 8th, buy 1 0,000 funds on the 5th, and redeem 1 0,500 funds on the 20th, with a net fund value of 1.5 yuan, including 1 0,000 funds bought on the 8th. If the holding days are less than 30 days and more than 7 days, 75% will be charged according to the standard of 0.

The redemption fee for investors to redeem 65,438+0,500 funds = 65,438+0,000× 65,438+0.5× 0.75%+500× 65,438+0.5% = 22.5 yuan.

At the same time, if the fund held by investors is a stock fund, there will be no income during the National Day, because the target of stock fund investment is stocks, and stocks are not open on holidays.

If the funds held by investors are money funds and bond funds, there will be gains during the National Day for the following reasons:

The money fund mainly invests in some deposits and bonds that bear interest every day; The income of bond funds mainly comes from changes in net value and bond interest, of which bond interest is calculated on a 360-day cycle. Therefore, bond funds are profitable on holidays, and holiday income is generally reflected in the net value of fund shares.