Boss Fund Manager: We think this is a normal phenomenon. First of all, the rate of return of the money fund changes with the change of interest rate in the money market. Recently, with the decline of interest rate in money market, the yield of investment varieties in money market has decreased. Secondly, the market value of the money fund is mainly reflected in the function of cash management. Liquidity and security are the basis of cash management, and profitability is one of the purposes that money funds achieve in the process of undertaking cash management functions under the premise of obeying liquidity and security. Therefore, from this perspective, it is not normal for some fund companies to blindly compare the yield of money funds and even sacrifice liquidity to improve the yield. This is also one of the fundamental reasons why the regulatory authorities issued the Notice on Money Market Fund Investment and Other Related Issues. Therefore, the return of the money fund to its true colors as a cash management tool is conducive to standardizing the healthy development of the money fund, including the cash income of Boss. Jing Shun Great Wall Fund Manager: When the net value of the fund falls, you should use various channels to understand the reasons for the decline, and then take action. If the decline in the securities market leads to a decline in the net value, you'd better not redeem it easily, because this decline is likely to be temporary, and the purpose of buying open-end funds is to obtain stable income through long-term investment, so easy redemption can easily turn temporary book losses into actual losses. If the judgment of the fund manager has made a major mistake and there is no sign of improvement for a period of time, you can consider selling the fund. Long-term holding can save money for investors, because if investors buy and sell frequently in order to obtain spread income, it will greatly increase the cost of subscription and redemption. More importantly, long-term investment can completely absorb the possible losses caused by short-term investment. Time can not only increase the stability of salary, but also effectively reduce market risk. In China, fund management companies have introduced preferential policies to encourage investors to hold them for a long time. That is, the longer the holding period, the lower the handling fee, and even the redemption fee/conversion fee is waived. When holding funds for a long time, you can also choose "dividend reinvestment" to get more income. In other words, the dividend income will be directly converted into fund units, and the "small money" will be converted into value-added capital in time, so that its assets will continue to grow. Dacheng Fund Customer Service Center: It is safe to hand over the money to the fund company: First, the fund assets are generally entrusted to large domestic commercial banks. For example, our company's funds are entrusted to China Agricultural Bank and China Bank, and the custodian bank is responsible for the custody and supervision of the fund assets investment operation, so it is necessary to review and review the information disclosed by the fund and supervise the legal compliance of the fund manager's behavior, thus ensuring the accuracy and authenticity of the fund assets accounting; Secondly, the operation of fund management companies must accept the supervision and leadership of the China Securities Regulatory Commission; In addition, according to the Interim Measures for the Administration of Securities Investment Funds, "fund assets are independent of the assets of fund managers and fund custodians". If the fund management company or custodian bank faces bankruptcy, creditors will not be able to use the assets of the special fund account. Therefore, you don't have to worry that your funds will be wiped out because of the bankruptcy of the fund management company. Huaan Fund Customer Service Center: You can buy funds in different places. You bring your ID card, bank card and fund account number, and go to the agent bank in Nanchang to apply for fund. However, what needs to be reminded is where the fund is bought and sold. Huaxia Fund Customer Service Center: The investment goal of the fund is the purpose of its establishment. The investment target indicates the risks and benefits of fund investment, so the fund must specify the investment target in the fund prospectus for investors to choose. The investment objectives of investment funds can be roughly divided into three categories. The first category is the pursuit of long-term capital appreciation, which is called growth funds; The second category is the pursuit of high returns in the current period, also known as income-based funds; The third category is to give consideration to long-term capital appreciation and current income, also known as balanced funds. Different investment objectives, different main investment tools, and different ways to obtain income from funds. Income-oriented funds will have higher current income, while balanced funds can realize certain capital gains while distributing interest and dividends. Growth funds only pays attention to the long-term capital gains, not the current dividends and interest income. E Fund: The net asset value of a fund refers to the value of total assets minus various expenses. Total assets include the sum of all kinds of securities purchased, principal and interest of deposits and other investments. The net income of the fund refers to the balance of the fund income after deducting various expenses stipulated by the state. Fund income includes dividends, bonuses, bond interest, price difference between buying and selling securities, deposit interest income, etc. From the perspective of income, fund income is mainly a matter of income and expenditure. The main income recognition principles of the Fund are: the income from the bid-ask spread of securities: recognized on the day when the transaction is realized.