Personally, I don't like Bosera's stock base and debt base. I feel that this company has not made much progress in recent years, and its performance highlights are few.

I used to like the back-end charging fund, but now I basically don't subscribe. There are two reasons. First, the front-end subscription fee can be discounted at a minimum of 0.6%, and the back-end will have to hold this rate for three or four years; Second, the foundation pays dividends. After each dividend transfer, this part is equivalent to the newly bought fund. It will take five years to get rid of the subscription fee, and the dividend is still old. I don't know how to pay the subscription fee for one-time redemption. So I still like front-end subscription, and I won't be trapped by redemption time.