(1) high-yield and high-risk type. Under this configuration, the investment goal of * * * mutual fund is to pay attention to capital appreciation, so that investors' funds can get a larger increase in a certain period of time. These funds are mainly some enterprising growth funds. Such funds invest in stocks, and often invest in stocks of emerging industries and early-stage enterprises. This kind of fund has high returns, but it is also very risky.
(2) Long-term growth and low risk. The investment goal of the fund adopting this allocation strategy is to focus on long-term investment, so that investors can obtain relatively stable investment income and avoid investment risks. Such funds are mainly balanced funds and various bond funds. Mainly invest in bonds and preferred stocks with higher fixed income to ensure the safety of investors' principal and obtain regular income, and realize long-term growth of principal and income.
(3) Balance of general risks and benefits. The investment goal of the fund adopting this allocation strategy is to adjust the investment portfolio in time according to market changes, so as to achieve the balance between income and risk, so that investors can get reasonable income on a regular basis, and some of the income will be converted into fund reinvestment. This kind of funds are mainly flexible portfolio funds, whose investment targets are not fixed and flexible, and they often focus on investing in a certain kind of securities for a period of time.