Of course, the lower the handling fee, the better. This is the front-end charge. Another charging method is back-end charging.

That is, there is no handling fee at the time of purchase, but it must be held for the time specified by the fund company (ranging from 3- 10 years) before redemption. There is no handling fee, which can save a lot of handling fees in the long run. Of course, it can also be redeemed in advance, but the corresponding handling fee should be deducted.

Fixed investment is suitable for choosing funds with back-end charges. If you choose the front end, the fixed investment fund will pay a handling fee every month.