The daily redemption of CCB refers to the "Gan Yuan-Jianxin Longbao" open net worth RMB wealth management product of China Construction Bank. The product is purchased by the day, and the scattered funds are collected at any time and redeemed by the day. Redemption funds arrive once a month, which can meet the requirements of card refund, loan repayment and rent payment. It is a stable capital investment.
The fundraising period of this wealth management product is from August 27th to September 20th18 10. The initial amount is 50,000 yuan. The opening period is 1:00-23:00 every working day after the product is established, and it can be confirmed by T+2 purchase. You can apply for early redemption on any natural day, and the redemption funds will be received within 2 working days after 10 every month (postponed on non-working days). The performance benchmark is 4.2%/ year.
Financial products are products designed and issued by commercial banks and formal financial institutions. It invests the raised funds in relevant financial markets, purchases relevant financial products according to product contracts, and distributes the investment income to investors according to contracts, which are divided into bond type, trust type, linked type, QDII type and electronic spot.
Bond type
Investing in the money market, the investment products are generally central bank bills and short-term corporate financing bills. Since individuals cannot directly invest in central bank bills and short-term corporate financing bills, such RMB wealth management products actually provide customers with opportunities to share the investment income in the money market.
Trust type
Invest in trust products guaranteed or repurchased by commercial banks or other financial institutions with high credit rating, and also invest in beneficial trust products of excellent credit assets of commercial banks.
Hook type
The final yield of products is linked to the performance of relevant markets or products, such as linked to exchange rate, linked to interest rate, linked to international gold price, linked to international crude oil price, linked to Dow Jones index, linked to Hong Kong stocks, etc.