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Is the capital preservation fund issued by ABC risky? I want to buy a wealth management product in the bank with low risk. The amount is RMB 654.38+ten thousand.
Promise.

"golden key?" "Benlifeng" wealth management products refer to financial products with high returns, which are independently initiated by Agricultural Bank of China and supported by financial assets invested by Agricultural Bank in inter-bank bond market, high-quality enterprise trust financing projects and money market. It is suitable for investors with conservative, cautious, steady, enterprising and radical risk tolerance, and investors with or without investment experience can subscribe (except financial institution customers).

The initial subscription amount of individual customers is 50,000 yuan, increasing by integer multiples of 654.38+0,000 yuan.

The custody rate is 0.05%/ year, and the investment yield of wealth management funds exceeds the expected product yield and custody rate, which will all be used as the investment management fee of China Agricultural Bank. If the investment yield of wealth management funds is less than or equal to the sum of the expected product yield and the custody rate, the investment management fee is 0; If the investment return rate of wealth management funds is greater than the sum of expected product return rate and custody rate, the investment management fee = wealth management funds × (investment return rate of wealth management funds-expected product return rate -0.05%)× actual wealth management days ÷365.

The investment type is portfolio investment, the investment currency is RMB, the capital preservation type is capital preservation and the income type is fixed.

The actual rate of return is not 4.5%, which should be divided by 365 days according to the actual financial management days. .

Capital preservation, peace of mind, higher income than demand deposits,

There are unclear questions to ask.