What is fund redemption? Fund redemption refers to the process that investors sell their fund shares back to fund companies to obtain cash income. In the fund transaction, investors can redeem it at any time, and the fund company must also redeem it according to the net value of the fund within the specified time.
How to calculate the fund redemption share? The calculation of fund redemption share is the same as that of fund redemption share, that is, it is calculated according to the net value of the fund. Net fund value refers to the net asset value obtained by the fund company after deducting the fund liabilities from the fund assets. The calculation method of fund share is to divide the investment amount of investors by the net fund value.
For example, the net assets of a fund company is 65.438+0 billion yuan, and the total fund share is 65.438+0 billion shares, so the net fund value is 654.38+0 yuan/share. If an investor holds a fund of 1 1,000 yuan, then his fund share is 1 1,000/10 =11,000. When investors need to redeem, the fund company will calculate according to the net value of the fund, and then transfer the cash funds to the investor's account.
How to avoid the risk of fund redemption? There are certain risks in fund redemption, especially when the market fluctuates violently. To avoid the risk of fund redemption, investors should pay attention to the following points:
1. Understand the investment strategy and risk characteristics of the fund, and choose the fund that meets its own risk tolerance;
2. Arrange the investment portfolio reasonably, and don't put all the funds in the same fund;
3. Pay regular attention to the changes in the net fund value and market conditions, and control and adjust risks in a timely manner;
4. Abide by the fund redemption regulations, and don't blindly follow the trend to buy or rob redemption, so as not to cause losses.
Fund redemption is an important way for investors to gain income, but it also needs to pay attention to risks and avoidance strategies. Only on the basis of understanding the market and capital can we effectively control investment and risks.