Before doing anything you are unfamiliar with, in order to reduce risks and avoid detours, you should first learn the introductory knowledge, such as buying stocks or funds. The fund market is currently extremely hot. Everyone wants to buy some, but they are afraid of losing money and want to know how to buy funds.
Basic knowledge about funds. How to buy funds?
You can buy funds through three channels. One is to go directly to the counter of a bank or securities company to buy; the other is to buy it through online banking or online banking. Securities companies buy; third, buy through third-party platforms. Regardless of the purchasing channel, the risks of the same fund are the same. The key is to see how the investor chooses. If it is the first time to buy a fund, it is recommended to buy one or two first. Those with lower risks and older ones that have been on the market for a longer time. fund.
What does a fund do?
If a novice buys a fund, he should first understand what a fund does. A fund is when many people give a lot of money to a fund company to buy stocks or Buy bonds. Fund investors have to hand over their money to the fund company, and the professionals of the fund company will speculate in stocks or bonds. Both in terms of technical level and time, they have an advantage over ordinary investors and have much greater profit opportunities.
Which fund should be chosen?
The choice of fund should be judged according to your own risk tolerance. If you have a strong risk tolerance, you can give priority to stock funds. People who are risk-neutral should buy hybrid funds. People with poor risk tolerance are advised to buy bond funds and currency funds. If you have a strong willingness to preserve capital, you can invest in low-risk capital preservation funds and currency funds.
The introduction to the basic knowledge of fund entry and how to buy funds is as follows. I hope it can help you learn more fund knowledge. When buying a fund, no matter what fund you buy or what channel you buy through, you should be mentally prepared. After all, no fund is guaranteed to make money without losing money.