Hello, under normal circumstances, wealth management products showing "seven-day annualized rate of return" and "ten thousand-share rate of return" can be classified as money funds; Deposits will only be displayed in the bank APP;

Other common wealth management products are mainly OTC funds, among which OTC funds mainly include stock funds, hybrid funds and monetary funds. When the name of the fund contains the word "stock", it means that the fund is a stock fund; When the word "mixed" is included in the fund name, it means that the fund is a mixed fund. The risks of these three types of funds are: stock funds >; Hybrid funds > monetary funds, that is, stock funds have the highest risk, followed by hybrid funds and monetary funds have the lowest risk.

I hope I can help you. If you have any questions, please contact me.