Legal analysis: when buying a house, you must pay the house maintenance fund according to law. Housing maintenance fund belongs to the owner, and its use needs to be approved at different levels, which is generally used for large-scale maintenance. Housing maintenance fund implements the principle of "money goes with the house". When the house is transferred, the remaining funds in the account are also transferred to the new owner of the house. The detailed cost of buying a house is 1. Pay a deposit/deposit during the house inspection. Property buyers need to pay a deposit or deposit when looking at the house to show their intention to buy a house. The purpose of paying the deposit is to obtain the preemptive right or preferential treatment for the property buyers. If no suitable building is selected, the developer should return the deposit to the buyers. The deposit is the buyer's own will to buy a house, indicating that the house has been decided and has legal effect. If property buyers do not want it for their own reasons, developers will not refund the deposit. 2, sign a contract to pay the down payment For those who buy a house in full, they can pay the house price in one lump sum when signing the contract. Loan to buy a house, the down payment is usually paid when signing the contract. What is the down payment? According to the minimum standard, most cities only need to pay 30% of the house price to buy the first suite. Due to different cities, the down payment ratio is also different, and specific buyers can consult property consultants. 3. After signing the contract, the buyer should apply for a loan after signing the contract, but the loan also has some expenses. These expenses include appraisal fees, bank account opening fees, notarization fees, insurance fees, etc. The total amount is not too much, and many are not necessary. It is more troublesome to handle the loan procedure. Many times, developers will entrust banks to handle business in sales offices, and buyers can directly consult and provide information for loans. 4. Property fees in the delivery link Many developers will require buyers to pay property fees, housing maintenance funds and other fees in the delivery link, and buyers can pay according to the contract. The specific charging standard is subject to the announcement of the property. The housing maintenance fund is generally about 2% of the house price, with specific reference to local standards. 5. Deed tax and property right registration fee should be paid for the property right certificate. Sometimes developers will help with the property right certificate or collect deed tax, and sometimes buyers will pay it themselves. At this time, it is necessary to clarify how much to pay. If the first suite is 90 square meters or less, the buyer can pay at the rate of 1%, and if it exceeds 90 square meters, it needs to pay at the rate of 1.5%. If it is a second suite, it shall be paid at the rate of 1% if it is less than 90 square meters, and at the rate of 1.5% if it is more than 90 square meters. The real estate registration fee is relatively small, and it can be done for a few or dozens of dollars.

Legal basis: Article 7 of the Measures for the Administration of Special Maintenance Funds for Residential Houses, the owners of commercial houses and non-residential houses shall deposit special maintenance funds for residential houses according to the construction area of their own properties, and the amount of the first special maintenance funds for residential houses shall be 5% to 8% of the cost per square meter of local residential construction and installation projects. The competent departments of construction (real estate) of the people's governments of municipalities directly under the central government, cities and counties shall, according to local conditions, reasonably determine and announce the amount of the first-phase residential special maintenance fund deposited per square meter of construction area, and make timely adjustments.