What should I do if the fund money is deducted? Many white people who just bought a fund will panic when they see that their money for buying a fund has been deducted. Will there be any serious negative effects? What should I do if the funds brought by Bian Xiao are deducted? I hope I can help you.

What should I do if the fund money is deducted?

Generally speaking, funds will not fall out. The funds that individual investors mainly buy are hybrid funds and equity funds. A fund may allocate a dozen or twenty stocks. There will always be ups and downs in the stocks in the pool, and there is almost no probability of losing money.

Pay attention to three kinds of funds that will put leverage:

Active bond funds: the leverage of fixed debt base can reach 200%, and the leverage of open bond funds can reach 140%. If the fixed debt base drops by more than 50%, the net value of this fund may be negative, but the active bond fund also has multiple bonds at the same time, so the probability of stepping on the mine is small;

Investing in stock index futures and commodity futures funds: when the loss reaches a certain level and the margin is insufficient, the liquidation will be forced;

Graded funds: more complicated. Graded funds have a threshold of 300,000, and ordinary investors rarely come into contact with this variety.

The money from the fund will not be deducted. Because he wants to set up a fund and requires a certain fundraising scale. If this scale is not reached, for example, there are less than 200 investors in the last 60 days, and the net asset value of the fund is less than 50 million. The regulator will ask him to force the liquidation.

In other words, the forced liquidation will redeem your fund shares at the current price.

So the fund may lose 90%, but it won't deduct all your money.

Generally, it is caused by related deduction channels or bank overtime deduction. I suggest you wait until 5 pm, and then check the order status after the system is cleared. If it still fails, the relevant debit channels will generally return the money to your bank card in about two working days. Please be patient. Investors should understand the calculation rules of default: if the balance of the investor's current fund account is insufficient, the current deduction subscription is unsuccessful, and the number of defaults will increase once.

In the next period, the system will not only deduct the subscription money of the previous period, but also deduct the subscription money of the current period. If the subscription of the previous period and the subscription of the current period are successful, the number of defaults will be reduced by one; If the supplementary subscription is successful and the current deduction subscription is unsuccessful, the default number will remain unchanged; If the supplementary deduction subscription and the current deduction subscription are unsuccessful, the number of defaults will be increased by one; And so on.

What does closed fund mean?

Fund liquidation refers to the redemption of funds held in the hands, that is, selling. Because the liquidation of funds is a technical term used in the stock market, everyone can only understand it as liquidation without words, so there is no formal noun explanation. Liquidation is a term derived from commodity futures trading, which refers to the trading behavior of one party in futures trading to cancel the futures contract bought or sold before. Closing a position is a general term for selling stocks bought by bulls or buying back stocks sold by bears in stock trading.

What should I do to get rid of the fund as soon as possible after it is quilt?

The first method is to make up the position. This method is also commonly used by many people. By covering the position at a low level, the holding cost of the fund is reduced, and when the fund starts to rebound, the solution will be much faster.

However, there is a certain premise to realize rapid deployment in this way. First of all, you should have funds on hand to cover your position. This requires us to have a reasonable plan for the position when buying funds. At the time of the first subscription, especially when the fund valuation is high, it cannot be done at one time. Moreover, because it is difficult to predict when the fund will fall to the bottom, covering positions may not be completed at one time, and covering positions also requires position management.

Secondly, it depends on the reasons for the decline of the fund. If it is because the whole market is not good, it is feasible to reduce the cost by covering the position. Because the whole market is unlikely to be bad all the time, there will always be a recovery. However, if the decline of the fund is mainly caused by the fund's own factors, it is debatable whether it is suitable for covering the position, because at this time, the fund may not give us a chance to rebound and let us solve the problem. If there is no chance, you may lose more and more.

Fixed fund investment, which is often said in fund investment, is a strategy to level the cost of fund positions by constantly covering positions, but fixed fund investment will not only cover positions when they fall, but also cover positions when they rise. Therefore, if you invest in a fund with a fixed investment strategy, you don't have to worry about how to solve it as long as you don't encounter a long-term decline.