In fact, maternity insurance reimbursement mainly includes basic medical expenses and drug expenses, among which basic medical expenses include examination expenses, operation expenses, delivery expenses and hospitalization expenses. Maternity insurance reimbursement is generally paid by the maternity insurance fund according to a certain standard proportion, and the excess is paid by the employer.
After the female workers are discharged from the hospital, they can also apply for reimbursement from the maternity insurance fund for diseases caused by childbirth. Maternity insurance reimbursement is issued by the maternity insurance fund office. Because the reimbursement time of maternity insurance varies from place to place, some places are 18 months after the baby is born, and some are 6 months or even shorter, which requires us to understand the relevant local policies ourselves.
Does extended information maternity insurance exist for everyone? No, maternity insurance also has a corresponding scope of responsibility, and not everyone enjoys it. In fact, maternity insurance must meet the following two conditions to cover employees within the scope permitted by China's laws:
1. The employer where the female employee works purchased maternity insurance premium for the employee, and the female employee paid it when she gave birth, totaling 12 months. Individual workers can't buy maternity insurance.
2. Fertility must conform to the related policies of family planning in China's basic national policy.
Pingtan Administrative Committee-On the payment base of basic medical insurance and maternity insurance for employees 20 17