Choosing a fund needs to look at various indicators, among which the fund return rate is one that cannot be ignored. In the fund investment market, users can choose a variety of products, but the products they choose will never go wrong. In addition, users need to know that everyone has set a stop-loss line when purchasing funds.

Is the fund's fixed investment yield as high as possible?

Fund holding rate of return = holding income/holding cost × 100%.

Therefore, the higher the rate of return of the fund's fixed investment, the better. However, the fund rate of return is the income generated by the fund before, and it is generally better to invest in the fund at a low point or during the decline of the fund. In the process of fund fixed investment, investors should first choose high-quality funds, and then decide whether it is a better fixed investment point.

The income of the fund is calculated according to its rate of return. The lower the holding rate of return, the lower the income. If the holding rate of return is negative, it means that the principal has a loss. Although there is no need to choose the timing for the fund's fixed investment, a better fixed investment point will make investors bear less risks and have a greater probability of gaining income.

Fund income needs to be deducted from many expenses, including management fees, handling fees, redemption fees, etc. After deducting these expenses, we really have income.