When handling the wealth management business of ICBC's "Litianli" account, you can choose whether to specify the "agreement transfer" account of the wealth management business of "Litianli" account according to your own needs.

The "Agreement Transfer" account must be the RMB current settlement account of the user in the same city business institution of Industrial and Commercial Bank of China. If it is necessary to choose to open an "agreement transfer" account, it should be set when handling the financing business agreement of the "Litianli" account, so as to realize the transfer of funds between the "Litianli" account and the agreement account.

"Litianli" account wealth management business is to connect customers' current savings deposits with low-risk funds such as money market and short-term debt and our wealth management products to provide customers with effective cash management and investment management.