As a short-term indicator, the 7-day annualized rate of return is only the information of the fund's income level in the past 7 days, and does not represent the future income level. What investors really care about is the second indicator, that is, the income per 10,000 fund shares. The higher this indicator is, the higher the actual income investors get.
Specific instructions are as follows:
The seven-day annualized rate of return is the average income level of the money fund in the last seven days, which is obtained after annualization. The seven-day annualized rate of return can only be regarded as a short-term indicator, through which we can roughly refer to the recent income level, but it can not fully represent the actual annual income of this fund.
Unit income of 10,000 funds: Since the net value of each monetary fund is fixed at 1 yuan, the unit income of 10,000 funds is 1 1,000 yuan in common parlance. Converted into the rate of return, the unit income of ten thousand funds is 100 yuan, which is equivalent to the rate of return of100/10000 = 1%.
10,000 cumulative income: it is the amount of cumulative income per 10,000 fund units in a period of time. The calculation method is to accumulate the daily income of 10,000 fund units of the Monetary Fund during this period. Ten thousand cumulative income reflects the total income of monetary funds in a period of time. When converted into the yield, the accumulated yield of ten thousand copies is 100 yuan, which is equivalent to the yield of100/10000 = 1%.