When choosing a fund, many investors will observe the ranking of the fund and can't help but sigh why their fund failed to make the list. But careful investors will find that the fund ranking is also changing. No fund can maintain its leading position forever, and it may not change much in the short term. In the long run, some foundations that ranked first in the previous period began to fall behind. There is a simple reason. When the wind direction of the market changes, the target of the fund investment with a lower ranking may be recognized by investors for various reasons, so it is natural for the ranking to rise. If you want to find excellent funds according to their rankings, you need to conduct scientific and reasonable research.

First of all, it should be clear that the fund ranking is only the income ranking of the fund in the past period of time. If you only want to choose funds with high returns, once the market falls, the funds with high rankings will also fall the fastest, and the former champion fund will immediately become a chicken head. Fund ranking only represents the past, not the future. When choosing a fund, we need to make a comprehensive judgment: the fund that outperforms the performance benchmark is a good fund. Different types of funds have different returns. Look at the performance of the fund from the specific market background. You can't just look at the short term, sustainable income is the key. A fund can outperform the performance benchmark for a long time, indicating that the management ability of the fund is still relatively strong. For example, the benchmark of a fund is the yield of CSI 300. If the fund's income can outperform the Shanghai and Shenzhen 300 most of the time, then this standard has been reached. Arrange similar funds in ascending order, and then divide them into four equal parts, each of which contains about a quarter or 25% of the funds. The relative ranking of funds is divided into excellent, good, average and poor according to their positions. When looking at the ranking of funds, we must pay attention to the comparison between similar funds, and the comparability between different types is not strong. For the fund ranking, we should treat it dialectically. As the saying goes, "it's better to believe in it than to believe in it", blindly believing in fund ranking often leads to the inability to escape from the strange circle of ranking and the loss of adaptability and mentality.