Online banking can be queried online. In the profit and loss column of the fund, you can see the profit and loss situation. After a while, you can go to the bank counter or the counter to print the fund statement for free. Calculate your own profit and loss, that is, how to know the profit and loss of the fund: multiply the net value of the fund on that day by your fund share = the total fund. Take the total amount of funds and subtract the amount of your investment. If it is positive, it is the amount of money earned; If it is negative, it is the amount of money lost. After the investor redeems the fund, the actual amount obtained is the total redemption amount minus the redemption fee.

The calculation formula is:

Total redemption amount = redemption share × net value of fund share on the redemption day.

Redemption cost = total redemption amount × redemption rate (generally 0,5%)

Redemption amount = total redemption amount-redemption fee

For example, if an investor applies for redemption of 65,438+00,000 fund shares, and adopts the front-end charging mode when subscribing, and the net value of the fund on that day is 65,438+0, 20 yuan, then the actual redemption amount that the investor can obtain is:

Total redemption amount = 1 ten thousand × 1, 20 yuan =1.20 thousand yuan.

Redemption fee = 12000×0.5% = 60 yuan.