Legal analysis: 1. Bring the original and copy of your ID card to the branch of the unit’s housing provident fund account opening bank for processing.

2. Housing provident fund joint cards will be issued to all employees who have established housing provident fund accounts.

In order to ensure the accuracy of the issuance, currently, except for the following employees, all other employees can handle it: employees with multiple accounts need to merge their accounts; if the employee’s ID number is duplicated, it needs to be corrected; if the employee’s account is in the centralized sealing period,

After the employee needs to be transferred to a new unit, the new unit will handle it for the employee.

3. The employee must bring the original and copy of his or her ID card to the branch of the unit’s housing provident fund account opening bank to handle the application.

The Housing Provident Fund Management Center entrusts bank branches to handle specific card production and card issuance procedures.

Legal basis: Article 3 of the "Housing Provident Fund Management Regulations" The housing provident fund paid by individual employees and the housing provident fund paid by the employee's unit for employees belong to the individual employee.

Article 4 The management of housing provident funds shall be based on the principles of decision-making by the housing committee, operation of the housing provident fund management center, storage in special bank accounts, and financial supervision.

Article 5 The housing provident fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may misappropriate it for other purposes.

Article 6 The deposit and loan interest rates for housing provident funds shall be proposed by the People's Bank of China and shall be submitted to the State Council for approval after soliciting the opinions of the construction administrative department of the State Council.

Article 7 The construction administrative department of the State Council shall, together with the financial department of the State Council and the People's Bank of China, formulate housing provident fund policies and supervise their implementation.

The construction administrative departments of the people's governments of provinces and autonomous regions are responsible for guiding the management of housing provident funds within their respective administrative regions.

Warm reminder: The above answers are only based on the current information and my understanding of the law. Please refer to it with caution!

If you still have questions about this issue, it is recommended that you sort out the relevant information and communicate with professionals in detail.