When buying a fund, many novices don't understand some basic knowledge of the fund, so they will be confused. For example, what do novices need to know when buying funds? How do novices learn to speculate in funds from scratch? The following small series brings novices how to learn speculative funds from scratch. I hope you like it.
What is a fund?
Simply put, the fund is a kind of venture capital. Investors give money to fund managers for investment. When the fund goes up, investors will make money. If the fund falls, investors will lose money.
What are the classifications of funds?
Funds can be divided into money funds, bond funds, mixed funds, index funds and stock funds according to different investment targets.
Money fund: mainly invests in bonds, central bank bills, repurchase and other short-term wealth management products with high security.
Bond funds: Bond funds are those whose bond positions exceed 80%. According to positions, it can be divided into pure debt funds and partial debt funds. Some partial debt funds invest in stocks and manage wealth, which is somewhat coincident with hybrid funds.
Hybrid funds: Hybrid funds have no restrictions on stock positions, mainly depending on how fund managers match, stocks, bonds, currency management, etc. You can match it.
Equity funds: Equity funds are mainly funds that invest in stocks, and the stock position must be above 80%, so equity funds are very risky.
Index fund: Simply put, a fund is a combination of a basket of stocks, while an index fund buys or builds stocks according to some algorithmic rules, without human factors.
What are the rules of fund trading?
The trading hours of funds are generally at 15:00. The trading time of the fund is 9:30- 15:00 and the closing time is11:30-13: 00. There is no time limit for the subscription and redemption of open-end funds, and the market is closed.
How to choose a fund?
From the perspective of fund managers: Priority is given to fund managers with long working years, who are more experienced than novice fund managers. Analyze the fund manager's past performance and experience, background information, employment return rate and so on, and choose a good fund manager.
Consider the past performance of the fund: look at the ranking of the fund, the performance ranking of the fund in the past year and three to five years. It is best to choose the top 25% fund investment in five years, three years and one year.
That's how experts usually operate.
Moving average stop loss method: the most commonly used stop loss method for retail investors is to stop loss by moving average. This is very simple. Take the breakthrough of a moving average as the opening point, and the breakthrough of a moving average as the stop point.
Fixed stop-loss stop-loss method: This fixed stop-loss and profit-taking method can also be operated in conjunction with the moving average system. Generally, the fixed stop loss and profit-taking position should be set reasonably. For example, yesterday's opening price, yesterday's closing price, today's opening price, today's highest price, today's lowest price, or the previous highest price and lowest price. Can be used as a reference position for stop loss and take profit.
Time stop loss method: this method mainly depends on luck, good luck or profit, and bad luck is the object of stop loss. Simply analyze the disk and decide whether it is empty or not. After entering the market for 5 minutes or a few minutes, whether it is profit or loss, the position will be closed immediately. This kind of operation is mainly based on ultra-short-term operation, but it still requires a higher sense of the spot. After all, if you have a strong sense of the disk, you will have a great chance to profit from entering the market. This method is just a way to control your inner rhythm over time.