1, long-term investment, trading within the day of death. Historical data show that if you can hold on to it, making money is a high probability event. It is not difficult to meet a good fund with a base of 10 and an annual income comparable to Warren Buffett. In recent years, both the media and fund companies have been carrying out the concept of "long-term investment" for investors, but few people have really done it, otherwise there will not be so many people losing money.

2. Fixed investment. The advantages of fixed investment in spreading risks and sharing costs have been accepted by most investors, needless to say. The second method is the choice of many people at present, but because the A-share bull is short and the bear is long, there are very few people who can really stick to it and move from darkness to dawn. Many people saw that they had invested 1 and lost more than 10% in two years, so they began to doubt their lives, could not calmly stick to their investments, and finally fell down before dawn.

3, band operation, buy low and sell high. The premise is to find a "band fund" that is flexible enough to rise and fall, dare to move against the market, and know how to take profits in time.

4. Method 1 and Method 2, to put it bluntly, are all about making long money, which requires great patience and is very difficult for investors who pursue "short-term, flat and quick". Method 3 may be most suitable for investors who pursue "short-term". By choosing a highly flexible fund, buy low and sell high, you can get about 10% in a short time, and do it several times a year, and the income is considerable.

5. Then the problem comes. There are more than 5000 funds in the whole market. How do I know which fund is more flexible?

(1) Among the various evaluation indicators of the fund, there is really no special indicator called "elasticity". However, there is an indicator that can reflect the flexibility of the fund. This indicator is called "volatility"

(2) So, what is volatility? Volatility measures the degree to which asset prices deviate from the average. Previously, many investors used "volatility" to measure the risk of funds, thinking that the smaller the volatility, the better the fund, which is actually a misunderstanding. For a simple example, if the fund fluctuates from 1 yuan to 1.0 1 yuan all the year round, can it make money? Charlie Munger, an investment guru and a good friend of Warren Buffett, once said, "Some very good companies have very large fluctuations in returns, while some bad companies have very stable performance." Therefore, the greater the volatility of the fund, the greater the flexibility of the fund to some extent.