1. Stock funds can be divided into preferred stock funds and common stock funds according to the types of stocks. Preferred stock fund is a kind of stock fund with stable income and less risk. Their investment targets are mainly preferred shares issued by the company, and their income mainly comes from dividend income; Common stock funds aim at pursuing capital gains and long-term capital appreciation, and their risks are higher than those of preferred stock funds.
Two, according to the degree of diversification of fund investment, stock funds can be divided into general funds and special funds. General common fund refers to dispersing fund assets into various common stocks; Specialized fund refers to the investment of fund assets in stocks of some special industries, which is risky, but may have better potential returns.
Thirdly, according to the purpose of fund investment, stock funds can be divided into capital appreciation funds, growth funds funds and income funds. The main purpose of capital appreciation fund is to pursue the rapid growth of capital, thus bringing capital appreciation. This kind of fund has high risks and high returns; Growth funds's investment in ordinary stocks with growth potential and income has certain risks; Stock income funds invest in stocks issued by companies with stable development prospects, and pursue stable dividends and capital gains. This kind of fund has low risk and low income.
What's the difference between stock funds and stocks? 1. Although stock funds with different attributes invest in the stock market, they are still funds and stocks are completely two concepts. Stock is a kind of valuable securities issued by joint-stock companies, which is the proof of ownership; A fund is actually a sum of money, set up for a certain purpose and used for investment.
2. Different risk factors Although the risk of equity funds is relatively high, the risk factor is still slightly lower than that of stocks. After all, the risk of the stock comes from the stock itself, and the risk is naturally great; Equity funds are investment funds. Although the stock position is not less than 80%, there are also fund risks, so some risks are dispersed and the risks are smaller.
3. Price changes The prices of different stocks have been changing from opening to closing; The price of equity funds is not, because the net value of funds will be announced after the market closes every day, so the price of equity funds generally will not change within a trading day.