Bond funds are funds that specialize in investing in bonds. By pooling the funds of many investors, it makes portfolio investment in bonds and seeks stable expected returns. More than 80% of the fund's assets are invested in bonds, and the investment targets of bond funds are mainly government bonds, financial bonds and corporate bonds. What are the advantages of bond funds?

1, with less investment risk.

Bond funds have some risks of the fund, and there are also risks of the investment target, namely the bond itself. Because the risk of bonds is small, compared with other funds, bonds mainly ensure the safety of investors' principal.

2. The price fluctuation is small and the expected income is stable.

The greater the risk, the greater the chance of expected return. Bond funds are relatively small in risk and high in safety, so the expected return is relatively stable, and the expected return will not be great, but it is higher than the bank deposit interest rate.

3. Use the advantages of the fund to spread risks.

Funds have the characteristics of * * * taking risks and enjoying expected returns, so market risks are dispersed to some extent. Moreover, compared with bonds, bond funds are operated by professional investment managers and have more advantages.

4, low professional requirements, suitable for financial novices.

Bond funds invest funds in fund companies and are allocated by professionals. Therefore, even novices don't have to worry too much about being unprofessional, and the capital risk is low, which is suitable for novices.