Foreign exchange wealth management products mean that when individuals buy wealth management products, the currency is only freely convertible foreign currency, and the income is also calculated in foreign currency value. At present, the main personal foreign exchange financial products in China are mainly divided into two categories, one is domestic financial management on behalf of customers, the other is overseas financial management on behalf of customers. Today, I will sort out some common foreign exchange wealth management products for you. What are the foreign exchange wealth management products? Foreign currency wealth management products: Foreign currency wealth management products are products that combine fixed income products with financial derivatives such as exchange rate options and interest rate options, and can be linked with exchange rates, stock indexes, interest rates and commodity prices of various currencies. Divided into capital preservation type and non-capital preservation type, mostly structural products. Foreign currency savings and wealth management products: with the characteristics of stable income and low risk, there will be different exchange rates because of different currencies. Saving takes a long time, usually with a strong currency. QDII fund wealth management products: With the strengthening of the US dollar and quantitative easing in Europe in recent years, such products have begun to regain the love of wealth managers, especially those who invest in the US market. Personal foreign exchange option financial products: lock in the future exchange rate by paying a small amount of option fees, and gain future profit opportunities at the expense. This investment method requires investors to have certain foreign exchange professional knowledge and good judgment on the foreign exchange market. Generally speaking, domestic bank financing on behalf of customers is an investment product launched by domestic banks for individuals holding foreign exchange assets, while overseas bank financing on behalf of customers is QDII, which mainly invests in stocks, bonds and other securities in overseas capital markets.