what does it mean to cancel the medical insurance personal account? What does it mean? Can I pay for medicine? Let's take a look with me.

medical insurance can protect our life, which is also because people are sick regardless of age and gender. In the past, people said that it was difficult and expensive to see a doctor, but with the increasing scope of medical insurance reimbursement, the pressure on people to see a doctor has also been greatly reduced.

As we all know, our medical insurance account is divided into two different accounts. After each premium payment, a small amount will be deposited in the personal account, and most of the money will be deposited in another account. For a simple example, we can also swipe our medical insurance card when we buy medicine in a pharmacy. At this time, the money deducted is in our personal account. In this case, personal accounts are still very useful, so why cancel them?

In fact, this adjustment is not simply to cancel the personal account, but to carry out a brand-new change in the medical insurance account. Although the personal account has been cancelled, the overall account has also undergone new changes. Even if there is only one account left, expenses such as outpatient service can still be reimbursed by social security card, and after the personal account is cancelled, the money in it will be transferred to another account. In any case, it is the money we finally paid, and it must not be wasted.

what does it mean to cancel the medical insurance personal account?

At present, most urban and rural residents who participate in medical insurance do not have personal accounts for medical insurance, and only a few areas still have personal (family) accounts for medical insurance. In order to realize the transition from personal (family) accounts for medical insurance to outpatient co-ordination, it is necessary to cancel the remaining personal accounts for medical insurance.

what is the impact of the cancellation of individual accounts for residents' medical insurance?

after the cancellation of the individual account of residents' medical insurance, the insured cannot use the balance of the medical insurance card to pay the medical expenses, nor can they use the medical insurance card to pay the medical expenses in the pharmacy. However, it will not reduce the reimbursement of residents' medical insurance. After the completion of outpatient co-ordination, the outpatient medical expenses for minor illnesses will be included in the payment scope of the co-ordination fund. For some common and frequently-occurring outpatient treatment expenses, residents' medical insurance can be used for reimbursement, and the reimbursement ratio will be around 5%.

how to cancel the balance of medical insurance personal account?

if there is a balance in the personal medical insurance account, the personal medical insurance account will not be cleared after the cancellation. It is understood that after the cancellation, the balance of personal account will be used to deduct the cost of medical insurance premium.

can I use it in pharmacies?

In fact, the reason why personal accounts are directly cancelled is to prevent some people with a heart from using social security cards to do something illegal.