Well, it's a scam to some extent. First of all, it is a "stupid" way not to flexibly operate regular investment quantitative funds according to market conditions; Secondly, if you continue to invest for four or five years, there will definitely be times when you get income and don't redeem it in time. On the one hand, it shows that investors themselves lack "risk" awareness. Investors should ask fund companies to send monthly statements to grasp the income of their investment products. On the other hand, it shows that the fund manager ignored the interests of customers and did not inform customers in time that they should be redeemed. Finally, there are tens of millions of fund products, and there are always profits and losses. Investors should choose the best.

Since funds are badly needed, it is acceptable for 800 yuan to redeem the losses immediately. Since you have invested continuously for such a long time, the redemption fee should be 0. Remember this lesson, the next time you invest in a fund, make more efforts and choose a good product, and you can earn back 800 yuan.