Check the funds in transit. This happens because your money has been transferred to the fund company, but the fund bought by the fund company has not yet arrived.

The fund purchased by each bank is related to the agreement between fund companies. For example, when buying, it arrives on T+2, which means buying on T, but it arrives on T+2 (where T is the trading day, usually Monday to Friday).

When redeeming, it takes a long time for the funds to arrive in the account, generally T+4 days. Therefore, when purchasing and redeeming, you must read the relevant regulations clearly.