How to choose a fund that can hold investment for a long time?
Investment funds must have a long-term vision. Funds are different from stocks, and the income of funds needs to be accumulated slowly. Therefore, when choosing a fund, you can directly choose a fund suitable for long-term holding, especially a stock fund.
The first point in choosing a fund, investors need to focus on the long-term performance of a fund, and choose some funds with excellent long-term performance, not to mention the top few, at least above the average. And it is necessary to observe the performance of such funds at different stages after a complete bull-bear cycle, and this requirement requires that the selected funds be established for a long time, and at the same time try to choose the funds managed by the same fund manager for a long time. It is best to experience a whole round of bull and bear market funds, so as to better understand the strength of fund managers, and finally make the next evaluation based on their own risk tolerance.
The second point is to understand the investment philosophy of fund managers and the investment and research strength of fund companies. Fund managers generally talk about labels, which are defined as growth or value, radical or steady. Generally speaking, a mature fund manager has obvious investment hobbies and characteristics. If not, the investment system of the fund manager is not perfect. After understanding the investment ideas and methods of fund managers, we should gather the investment and research strength of fund companies to judge whether the outstanding performance of funds in the past is repeatable in the future.
The third point is to have information and patience. You must be patient enough and know enough about the fund you choose. When your funds fall in other types or other funds of the same type rise, don't turn them over or sell them immediately. This is an appropriate leek behavior. You know, every fund does not go up or down. If everyone buys a fund, they don't have to go to work at all. The short-term performance of the market may be very accidental, and the net value of the fund fluctuates greatly, which is a normal imagination.
To sum up, when buying a fund, you can choose to buy multiple types at the same time, or buy two or more funds of the same type, which can spread the investment risk. All of the above are about "how to choose a fund that can hold investments for a long time", and I hope it will help you.