For most ordinary people, the main source of income is work. The longer you work, the more money you save. When you save 65,438+million, investors want to manage their money. Then, do you choose bank financing or fund financing for 654.38+ 10,000 yuan? 65438+100000 bank financing is the same as fund risk? We have prepared relevant contents for your reference.

65438+ ten thousand yuan is a lot of money. If you use it to manage your finances, you must first consider how much risk you can bear and how much income you want. Take bank financing as an example: there are five risk levels in bank financing, which are cautious products (R 1), stable products (R2), balanced products (R3) and balanced products.

There are many kinds of funds. Different types of funds have different risks and benefits. Therefore, 654.38+ 10,000 bank wealth management and fund risk are different. There are small risks and big risks between the two, but when choosing, you should choose according to your own situation.

For example, if you are a conservative investor and don't want to take big risks, but you want the return to be slightly higher than the bank's regular income, then you can consider money funds, pure debt funds, cautious products (R 1) and stable products (R2).

These are not invested in the stock market, so the risk is relatively small, the income is relatively stable, and the possibility of making money is relatively large. If you are not at ease, you can stare at it every day. If there is any loss, you can take it out in time.