After buying a fund, if you make money or lose money, investors can redeem it if they want to take profit or stop loss, so how can the fund be redeemed? Is there a handling fee? I have prepared relevant contents for your reference.

How to redeem the fund?

The purchase platform of the fund is different, and the redemption page will be different. Generally speaking, most people buy on platforms such as bank APP, WeChat, Alipay and fund companies.

Suppose it is bank redemption: first open your own bank APP, then find the fund page, find the page to buy the fund, click in and click redemption.

For example, take Bank of Communications as an example: open the home page of Bank of Communications, then click on the fund, enter the fund page, click on the total assets of the fund, then find the fund you bought, click on it, and click on redemption.

Is there a handling fee for fund redemption?

Fund redemption requires a handling fee. Generally speaking, the selling cost of the fund is calculated according to the holding time. Generally, if the holding time is less than 7 days, the fund company will charge a handling fee of not less than 1.5%, 0.5% of the redemption amount if it is less than 1 year, 0.25% if it is more than 1 year and less than 2 years, and 0 if it is more than 2 years, as the case may be.

For example, if an investor buys a stock fund at a price of 1 0,000 yuan and the holding time is less than 7 days, and the fund company charges 1.5%, then the calculation formula is:100 *1.5% =15 yuan.