Many people like the fixed investment of the fund because they think that the fund can make fixed investment on a regular basis, which saves time and effort. It's a lazy investment, so don't worry about buying it yourself. So what fund is better to invest in? What kind of fund is suitable for fixed investment? I have prepared relevant contents for your reference.

Some investors make fixed investment in the fund because their wages are paid once a month, so they will make fixed investment once a month. The fixed investment of the fund can be shared equally, regardless of the admission time or market price, but you must choose a good fund when you buy it.

Generally speaking, the fixed investment of funds is more suitable for fund types with relatively large fluctuations and high risks, such as stock funds, index funds and hybrid funds. Because the fixed investment of the fund can accumulate more low-cost shares during the decline of the net value of the fund, it can make quick profits when the market rebounds.

However, it is worth noting that when purchasing, try not to choose funds with higher positions. For example, an equity fund, with a high growth rate, has been rising for some time and its valuation is also high. The expected increase in one year has increased by more than 80%, so it is risky to choose to vote for this stock fund at this time. Although the fund has risen well, it is afraid that the fund will fall later.

When choosing, you can consider funds with excellent past performance but not so good recent performance. If you buy when the net value of the fund is low, the possibility of decline is relatively small, but it does not mean that the worse the performance of the fund in the past, the better, because the performance of the selected fund has been very poor. It is possible that this fund is a bottomless pit, always falling more, rising less and losing more. When choosing a fund, we need to consider it from many aspects.