Yu 'ebao is a platform for docking money funds. There are about 20 money funds docked with Yu 'ebao, and Xingquan Tianlibao is one of them. The user's balance treasure is upgraded to Xingquan Tianlibao, and the money transferred to the balance treasure is equivalent to buying a monetary fund to Xingquan Tianlibao.

Yu 'ebao was used to promote Tianhong Yu 'ebao Fund. Later, due to the large scale of the fund and other reasons, Yu 'ebao platform joined many other money funds one after another. After users put their funds into Yu 'ebao, the system will allocate their own funds to various monetary funds.

If the user receives the prompt that Yu 'ebao has become Xingquan Tianlibao, it generally means that Alipay has transferred the user's funds from Tian Hong Yu 'ebao Fund to Xingquan Tianlibao Fund.

Xingquan Tianlibao is a monetary fund issued by Xingye Global Fund, which was established on February 27th, 2004. Money market funds mainly invest in money market instruments, such as cash and certificates of deposit, which are characterized by low risk, high liquidity and low cost.

Version information: Take Alipay 10.2.59 version, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.