First, understand the medical insurance policy
First of all, we should understand the medical insurance policy in our region, including reimbursement ratio, reimbursement scope and reimbursement limit. This information can be obtained through the official website of the local medical insurance bureau, pharmacies or community medical institutions.
Second, apply for a medical insurance card
You need to apply for a medical insurance card to enjoy the overall reimbursement when you buy medicine in a pharmacy. To apply for a medical insurance card, you need to provide ID cards, social security cards and other related documents, which should be handled according to the requirements of the local medical insurance bureau.
Third, buy medicine at a designated pharmacy.
Only when you buy medicine at a designated medical insurance pharmacy can you enjoy overall reimbursement. Therefore, before purchasing drugs, it is necessary to confirm whether the pharmacy is a designated pharmacy for medical insurance.
Fourth, show the medical insurance card and settle the bill.
When purchasing medicines at designated pharmacies, the medical insurance card will be presented, and the pharmacy staff will settle the expenses through the medical insurance system. The overall reimbursement is paid directly by the medical insurance system, and individuals only need to pay the rest.
Five, keep the drug purchase certificate.
After purchasing medicine, you must keep the medicine purchase voucher so that you can check the reimbursement records or deal with related problems in the future.
To sum up:
Pharmacies need to understand the medical insurance policy, apply for medical insurance cards, buy medicines at designated pharmacies, show the medical insurance cards and settle accounts, and keep the purchase vouchers. By following these steps, you can smoothly enjoy the overall reimbursement policy for drug purchases in pharmacies and reduce the burden of medical expenses.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28 provides that:
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
People's Republic of China (PRC) Drug Administration Law
Article 55 provides that:
The state implements a drug reserve system to ensure the production and supply of urgently needed drugs such as sudden epidemics, disasters and public health incidents. There should be a special person in charge of the drug reserve, and it should be updated in time to ensure the quality of the drug reserve.