The fees for trading funds include subscription fees and redemption fees. The cost of a 4000 yuan and two 4000 yuan trading fund is the same, but the cost is different because of different trading channels. The following is a detailed introduction for you: 1. Buy it at the bank counter. The handling fee is high and the inquiry is inconvenient. 2. Get a bank card (industry, agriculture, construction, transportation, investment promotion, industrial development, etc.). ), and open online banking, where the handling fee can be discounted and the inquiry is convenient. 3. The selected fund company directly opens an account on its website, and also needs to open a bank card (the fund company's website may support different bank cards, most of which will do), and directly buys and sells on the fund company's website, with low rate, convenient inquiry, and convenient subscription, conversion and redemption. 4. Opening a stock account can also facilitate fund transactions. All the above methods can be used. The products of fund companies such as Huaxia, Shangtou, Bosera, Guangfa and Harvest are all OK. I suggest you go to the Morningstar Fund Rating website to see the fixed investment of the fund, that is, subscribe for the same fund at a fixed time every month. Because of market fluctuations, the net turnover is more or less, and the share is more or less. In order to share investment costs and reduce systemic risks, it is suggested to choose index funds for fixed investment. Good luck with your investment!