The fund expenses incurred by China Everbright Bank in selling fund business mainly include the expenses incurred in the sales process and the expenses incurred in the management process.

The expenses incurred by fund investors in the process of fund sales through China Everbright Bank mainly include subscription fee, subscription fee, redemption fee and fund conversion fee. These fees are generally charged directly when investors subscribe, purchase, redeem or convert. The subscription fee can be charged when investors buy funds, that is, the front-end subscription fee; It can also be charged when investors sell funds, that is, the back-end subscription fee, and its rate is generally decreasing according to the holding period.

The expenses incurred in the management of Everbright Bank's consignment fund mainly include fund management fees, fund custody fees and information disclosure fees, which shall be borne by the fund. For money market funds and some bond funds that do not charge subscription and redemption fees, a certain sales service fee can also be accrued from the fund assets in accordance with relevant regulations, which is specially used for the sales of the fund and services to fund holders.