1. Counter collection: After the dividend insurance expires, the insured or the insured can bring their ID card, insurance policy and bank card to the offline service outlets of the insurance company to go through the collection procedures, and the counter staff will provide assistance.

2. Entrusted collection: After the dividend insurance expires, the insured or the insured may entrust their immediate family members, such as parents, children, spouses, etc., to go through the collection procedures at the offline service outlets of the insurance company with the insurance policy, a copy of the ID card of the insured or the insured, and the counter staff will assist them.

3. Bank card transfer: If the applicant or the insured has authorized the insurance company to transfer money automatically, after the dividend insurance expires, the insurance company can automatically transfer the survival money or dividends to the bank account authorized by the applicant or the insured.