Is Huaxia Fund risky?
Generally speaking, the risk level of the fund will be divided into three levels: low, medium and high. As for the risk assessment of fund products, it can be completed by a specific department of the fund sales organization or provided by a third-party fund rating and evaluation agency.
Money is risky. No matter what kind of investment products, there are risks, and funds are no exception. Generally speaking, the risk of closed-end funds is greater than that of open-end funds, the risk of stock funds is greater than that of monetary funds, the risk of bond funds is relatively small, and the risk of hybrid funds is determined by the allocation of fund assets.
Huaxia Fund has 93 funds, including Monetary Fund 10. Generally speaking, the risk is relatively small. There are 4 financial management funds, which are suitable for short-term financial management and have relatively low risks.
Huaxia Fund has many kinds of funds, and the risks of each fund are different. So, is Huaxia Fund risky? Generally speaking, any fund is risky.
Which is better for Huaxia Fund?
Huaxia Fund has 93 funds. Which fund is better to choose? Generally speaking, which Huaxia fund is good depends on the situation of investors:
1. If your risk tolerance is not strong, you can choose a hybrid equity fund or money fund under Huaxia Fund.
2. If you have strong risk tolerance, it is recommended to choose an index fund.
On the one hand, the expected annualized expected return of index funds is large, and long-term fixed investment can avoid high-risk defects; Secondly, the index fund will not suspend subscription, which can avoid damaging the established investment plan because a stock fund suspends subscription.