Childbirth is a very expensive thing, and maternity allowance can give a basic guarantee. How to apply for maternity allowance? The following is how to apply for the maternity allowance I have compiled for you. If you like, please collect and share!
How to apply for maternity allowance?
Treatment conditions:
Units or individuals that meet one of the following conditions may apply:
1. If the insured person has participated in the maternity insurance in this city for a cumulative period of 1 year, and the employer pays the maternity insurance premium in full and on time during the period of enjoying the maternity insurance benefits, the employer shall apply to the social insurance agency for the payment of maternity allowance from 1 year after the insured person gives birth or performs the fertility operation.
2, the insured to participate in the city's maternity insurance payment is insufficient 1 year, the employer shall 1 year after the cumulative payment 12 months, to the social insurance agencies to apply for maternity allowance.
3. During the period when the insured enjoys maternity leave or maternity operation leave according to regulations, if the employer stops paying maternity insurance premiums and fails to pay maternity wages due to objective reasons such as the revocation, closure or revocation of the business license, the insured may apply to the social insurance agency for payment of maternity allowance after the maternity leave or maternity operation leave ends 1 year.
Handler:
1. Normal declaration: within 1 year from the month following the birth, abortion or fertility operation of the insured, the employer shall apply for maternity insurance benefits.
2. Deferred declaration: Within 12 months after the insured person has paid the accumulated contributions 1 year, the employer will apply for maternity insurance benefits.
Where can I apply for maternity allowance?
1. Where can I apply for maternity allowance?
1, maternity allowance to social security bureau. The conditions for receiving maternity allowance are as follows:
(1) The employer has paid maternity insurance for employees for more than one year;
(2) Female employees who have children have household registration in this city;
(3) The employer pays maternity insurance for employees;
(4) The relevant expenses during childbirth comply with the relevant regulations on childbirth;
(5) According to relevant regulations, female employees will have an induced abortion.
2. Legal basis: Article 56 of People's Republic of China (PRC) Social Insurance Law.
Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:
(1) Female employees enjoy maternity leave;
(2) Enjoy maternity leave;
(3) Other circumstances stipulated by laws and regulations.
Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.
Second, what materials are needed to receive maternity allowance?
The materials required to receive maternity allowance are as follows:
1, a copy of the social security card of the insured employee;
2 copies of birth certificate, birth certificate and one-child certificate;
3. Copy of maternal hospitalization invoice and discharge summary;
4. unit certificate;
5. Original reimbursement materials shall be provided for review.
3. What are the conditions for receiving maternity allowance?
The conditions for receiving maternity allowance are as follows:
1, who has urban household registration in this city, participates in urban social insurance in this city, belongs to family planning, and gives birth or miscarries in obstetrics and gynecology medical institutions according to regulations;
2 maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year.
Are maternity allowance and maternity pay alternatives?
Maternity leave salary and maternity allowance are two options. Generally, female employees can only have one kind of salary and maternity allowance during maternity leave. If a female employee has enjoyed maternity allowance, medical allowance and other benefits during maternity leave, and the maternity allowance is higher than the average salary of the employee, the enterprise does not need to pay maternity leave salary to her. If it is lower than the average salary, the company needs to make up the difference.
1. The meaning of maternity allowance and maternity leave salary
There is an essential difference between maternity allowance and maternity leave salary! Maternity allowance is the living expenses provided by national laws and regulations for professional women when they leave their jobs due to childbirth. The main body that bears the maternity allowance for employees is the social security institution.
Maternity leave salary is the salary paid by enterprises to employees during maternity leave. The main body that pays wages for employees is the employer.
For female employees of enterprises, wages are generally not paid during maternity leave, so the insured unit will declare the fund payment to the maternity insurance institution. If there is no insurance, the unit will guarantee the payment of maternity leave wages. For those who have exceeded the payment period of maternity allowance, failed to reach the standard of receiving maternity allowance, or the enterprise has not paid maternity insurance to the employees, the employees have the right to ask the enterprise to pay maternity leave wages.
Maternity allowance and maternity leave salary cannot be paid at the same time. If a female employee fails to participate in maternity insurance during maternity leave, the salary shall be paid by the employer according to the salary standard of the female employee before maternity leave; If a female employee has already enjoyed maternity allowance during maternity leave, and the maternity allowance is higher than the average salary of the employee, the enterprise may not pay her maternity leave salary; If it is lower than the average salary, the company needs to make up the difference.
2. How to get the maternity allowance correctly?
First of all, if you want to receive maternity allowance, you must participate in maternity insurance. Maternity insurance is a social insurance system stipulated by national legislation, which provides timely material assistance by the state and society when the labor force is temporarily interrupted due to maternity.
China's maternity insurance benefits mainly include maternity allowance and maternity medical care. Employees who enjoy maternity insurance benefits should comply with the relevant provisions of the state, province and city on maternity insurance benefits, and the employer has paid for them continuously for a certain number of years or more (the specified time varies from place to place, generally 10 month). Maternity allowance is paid by the social security bureau to the unit account first, and then paid by the unit to the individual account.
If the maternity allowance is higher than the employee's prenatal salary standard, the enterprise shall not deduct it; If the maternity allowance is lower than the employee's prenatal salary standard, the difference will be made up by the enterprise, which can be made up at one time. Key points: Maternity allowance is not subject to personal income tax.
Legal basis:
Special provisions on labor protection for female workers
Article 8 The maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the average monthly salary of employees in the previous year. Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave.
Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.