Education fund insurance, also known as children's education insurance, provides corresponding insurance premiums for children's educational needs at different growth stages. At present, the children's education fund insurance sold in the market includes not only the education fund for junior high school, senior high school and university, but also the start-up fund after work, marriage fund and even retirement pension. The emergence of children's education insurance enables insured children to reserve a sum of money at every specific stage of their lives, which reduces the financial burden of parents and fully reflects their care for their children. ?