This minefield also bombed listed companies.
Busen, a listed company that stumbled in the *ST Tianma loan guarantee not long ago, was involved in the loan guarantee storm of a P2P platform.
Nearly 20 billion P2P platforms "pinch" listed companies
On June 29th, Xinrong Fortune, a 20-billion-level P2P platform, issued the Announcement on Urging Busen to Fulfill the 40-million-yuan Guarantee and Compensation Obligations in official website, claiming that the borrower failed to repay the 40-million-yuan loan project guaranteed by Busen on its platform, and asked Busen to complete the guarantee and compensation obligations within five working days without further delay.
According to the announcement, Busen Co., Ltd. provided unlimited joint liability guarantee in this project, but failed to make compensation within the agreed time limit, which affected the normal business activities of Xinrong Wealth, and said that it had entrusted a law firm to sue Busen Co., Ltd. and seal up and preserve its assets.
According to the announcement, Zhao, the chairman of Busen, is also the chairman of the P2P platform "Love Investment". Rong Wealth expressed his belief that Zhao, as the actual controller of listed companies and the well-known online lending platform "Ai Investment", has the ability to solve the compensation problem of guaranteed projects, but he hopes to pay attention to the efficiency of solving problems.
In response to the aggressive "collection" of Xinrong Wealth, Busen shares issued a clarification announcement today, which roughly clarified the relationship from the following three points:
1. For this guarantee, the company has not convened the board of directors and shareholders' meeting, and there is no approval document and seal record;
2. The other party advocates prosecution and seizure, and the company has not received the litigation materials served by the judicial organs or the documents that have been seized or frozen.
3. The company's external guarantees and countermeasures have been publicly disclosed.
Although Busen shares indirectly denied the existence of the guarantee project, some investors said that they had obtained a lot of first-hand information including the contract about ten days ago. According to Phoenix.com, many investors recently reported that Xinrong Wealth could not be withdrawn normally. At this time, this 40 million yuan dunning announcement is also an explanation of the problem that investors cannot withdraw cash.
In fact, this is not the first time that Xinrong Fortune has been defeated in the loan guarantee of listed companies. Previously, Xinrong Fortune provided financing services to affiliated enterprises controlled by the actual controller and chairman Zhou Canjian of Jindun, involving an amount of 30 million yuan, of which 20 million yuan was overdue.
On May 2 this year, Jindun shares announced that Jindun Group and related enterprises entered bankruptcy proceedings. Although Rong Wealth's loan is guaranteed by Jindun shares, Zhou Cancan and his son provide unlimited personal joint liability, but due to Zhou Cancan's "accidental death", Jindun enterprises are also in debt crisis, and the possibility of recovery is very small. And after the death of the chairman, Jindun shares also said that the company may have forged the official seal and reported the case to the public security organ.
For this "stepping on thunder", if the repayment of Jindun shares, the reconciliation between Zhou Jiancan and his son, and the transfer of bonds fail, Xinrong Wealth will be dealt with at the bottom: the emergency mechanism will be started to advance from the company's profits over the years to ensure that investors can repay on time.
According to public information, Xinrong Fortune Platform was launched on March 20 12, with Qi Yang as the actual controller. From this perspective, Xinrong Wealth is a private holding platform. However, as the parent company of Tianjin Demian Mining Co., Ltd., which holds 5% of the shares, Kairuide Holdings Co., Ltd. is a listed company, and Xinrong Fortune is also listed as a "listed company", and its official website name impressively says "listed company".
According to official website of Xinrong Fortune, as of July 1 day, the accumulated transaction volume of Xinrong Fortune Platform was184.8 billion, the loan balance was 2.449 billion, and the number of users exceeded1650,000.
According to the latest industrial and commercial information statistics disclosed by official website, the overdue amount of this platform is 42,798,200 yuan, and the overdue times are12427; The amount overdue for more than 90 days is about 42 164800 yuan, and the number of overdue transactions for more than 90 days is 12427.
According to the disclosure, the largest single borrower's outstanding amount accounts for 1. 13%, that is, nearly 500,000 yuan. Fund Jun speculated that the so-called 40 million yuan guaranteed by Busen shares was overdue. Judging from the above data, the current overdue amount of the platform is just over 42 million yuan. If there is really 40 million overdue, it will be a great pressure on Xinrong Wealth, especially shortly after the "Golden Shield Crisis".
In the dunning announcement of Busen shares, Xinrong Fortune specifically pointed out that Zhao, the chairman of Busen shares, also serves as the chairman of the P2P platform "Love Investment". Although the dunning object of Xinrong Fortune is Busen, a listed company, it also makes two large and medium-sized old P2P platforms complain.
Love was launched in March 20 13, and Zhao was the actual controller. According to its official website, the cumulative transaction volume of the platform is 48.3 billion yuan, with 5.628 million registered users. If the loan 10000 yuan, the principal and interest of1100 yuan can be recovered after 165438 months, and the annualized income is about 1 1%.
The two P2P platforms, Fu Rong and Aitou, have many similarities: they were established earlier and the scale is not small; There have been two rounds of financing, but the financing party is not a well-known venture capital institution; The target is mainly corporate loans; It is a recognized platform in the industry.
Some analysts believe that Rong Fortune made such a choice. On the one hand, private negotiations between the two sides broke down and there was no substantial progress. On the other hand, the pressure of overdue 40 million yuan is too great, and Xinrong Fortune can't afford it for a while. I am anxious, too.
However, Busen shares had been involved in private lending disputes because of the capital operation and external guarantee of the original real controller Xu Maodong. According to its announcement, Xu Maodong provided guarantee for *ST Tianma Uber Sen Co., Ltd. and other companies to lend 654.38 billion yuan to Deqing County SME Financial Service Center. Later, as a guarantor, Buson received a debt default lawsuit from the court.
Not long ago, regarding the guarantee of private lending involved, Busen announced that the board of directors and shareholders' meeting had never been held, and there was no company guarantee approval document in the plaintiff's evidence documents; There is no relevant record in the company's internal seal record, and the document is not signed by the current legal representative.
Busen shares said that it is impossible to judge whether the seal in the guarantee document is a legal seal, and it is not excluded that someone forges the official seal to make documents privately; At the same time, it is not excluded that some people take advantage of the convenience of controlling the seal, collude inside and outside, and issue a guarantee document privately, and said that they have reported the suspected forgery and theft of the seal to the public security organ.
In the face of the "collection" of Xinrong Wealth, Busen shares also said that,
"There is no approval document and seal record". I don't know if the seal of Busen shares will be "suspected of forgery and embezzlement" in the future.
Q&A: What about Beijing Heyuan Rong Hui Equity Investment Center (Limited Partnership)? Beijing Heyuan Rong Hui Equity Investment Center (Limited Partnership) is a limited partnership enterprise registered on April 20, 20 15. Its registered address is located at Room1Shengjing International Plaza, No.3 Shijingshan Road, Shijingshan District, Beijing.
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