Generally speaking, it is more reliable to buy education funds for children. Ping An Insurance is a company with many products, and the specific situation should be analyzed according to the protection provided by the products. But it is undeniable that China Ping An Life Insurance Company of China Insurance Company is a reliable insurance company, and its solvency is up to standard. Look at this data specifically: by the end of the first quarter of 2023, its core solvency adequacy ratio was 65,438+020.40%, and its comprehensive solvency adequacy ratio was 265,438+02.84%. In the third and fourth quarters of 2022, the comprehensive risk rating results were BB, which all reached the qualified line stipulated by the CBRC. Those who are very interested in China Ping An Company can look at this detailed introduction: Is it reliable to buy Ping An insurance online? After reading it, my heart was calm. ...

However, there are many education annuity insurance products owned by China Ping An, and there are differences in different products and protection contents. Take Ping An Cai Ying Baby Education Annuity Insurance (dividend type) currently on sale by Ping An Insurance as an example. The protection responsibilities of Cai Ying Baby Education Annuity Insurance (dividend type) mainly include growth care fund, family establishment fund and death insurance, and it enjoys the rights of policy dividend, policy loan and automatic payment. The guarantee is quite good.

In fact, you don't have to stick to the insurance company to buy insurance. There are many excellent education annuity insurance in the market. Sister Xue also recommends one for you here. Can be compared: is Guohua's "Yongle 1 True Love Baby" child annuity insurance really worth buying? Look at the details first!

Finally, I need to remind you that education annuity insurance is a wealth management insurance product. It is also suggested that before you configure such insurance products for your children, you should first configure perfect basic personal protection for your children and yourself, namely, critical illness insurance, medical insurance and accident insurance. It is unreasonable to skip the basic guarantee for financial planning. Friends who have doubts can read this article: There are so many types of insurance, which one should I buy first?

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