From today, you can buy pension funds on Alipay, but there are only two products on the line, so do you need to charge a handling fee for buying and selling pension funds on Alipay? Today, we will compare and analyze the charges of two pension funds on Alipay Fortune to see which product will be more cost-effective.

Comparison of handling fees of Alipay pension fund:

As can be seen from the above table, China-Europe Prospective Pension Fund 2035(FOF)A and TEDA Manulife Balanced Pension Fund (FOF) both charge fees. When the subscription amount is less than 6,543.8+0,000 yuan, the subscription rates of the two funds are the same. If the subscription amount is more than 6,543.8+0,000 yuan, the rate of China-Europe Forward-looking Pension Fund 2035(FOF)A is lower.

In addition, both funds have to charge management fees. The annual management fee of China-Europe Prospective Pension 2035(FOF)A is 0.60%, which is lower than that of Manulife and Balanced Pension (FOF) by 65,438+0.00%.

In addition, a handling fee of 1.5% will be charged for the sale of CEIBS FOF A for less than seven days. However, CEIBS FOF A was closed for three years, during which it was not supported to sell. This selling price seems redundant.

Conclusion: On the whole, the fee of China-Europe Prospective Pension 2035(FOF)A is lower than that of TEDA Manulife and Balanced Pension (FOF), so if you want to buy in large quantities, choosing China-Europe Prospective Pension 2035(FOF)A will save some fees, but the fee is not the standard for choosing pension funds. When choosing investment, we should mainly consider combining our own investment needs and risk tolerance.