The difference between subscribed and paid-in funds mainly lies in whether actual capital verification is required when registering a company. Paid-in capital refers to the registered capital in the business license of an enterprise. There must be several corresponding funds in the bank account of the company. The paid-in system needs to occupy enterprise funds, which inhibits investment and entrepreneurship to a certain extent and reduces the operational efficiency of enterprise capital. However, the subscription system means that the industrial and commercial department only registers the amount subscribed by the company, and the total registered capital does not need to register the paid-in capital and does not accept capital verification documents. Subscription registration system does not need to occupy enterprise funds, which can effectively improve the efficiency of capital operation and reduce enterprise costs.

Tips: The above information is for reference only.

Response time: February 9, 2022. Please refer to the latest business changes announced by Ping An Bank in official website.