Many investors invest unconsciously when they first start managing money. After investing and managing money for a period of time, many investors will move from unconscious investing to methodical financial management, such as fund management. Many investors start by following recommendations from websites.

When buying funds, everyone will choose the appropriate fund portfolio configuration after gaining some experience.

If you want to make money in investment and financial management, reasonable asset allocation is very important. If you don't know how to allocate assets when buying a fund, you can choose to buy a fund portfolio product. For example, JD Finance recently launched a fund portfolio product - Regular Earnings.

JD Financial Regular Earning is a fund portfolio sold on the JD Financial platform. The Regular Earning Fund portfolio has two combination products: Regular Earning 180 Days and Regular Earning 360 Days. The recommended holding days for Regular Earning 180 Days are 180 days, and Regular Earning 360 Days

The recommended holding period for daily products is 360 days. Investors can choose products suitable for their own investment cycle based on their medium and long-term financial planning.

Advantages of JD Finance's regular 180-day profit: 1. The investment goals of regular 180-day profit and regular 360-day profit are the pursuit of steady value-added. The fund allocation of the fund portfolio is mainly bond funds and conservative hybrid funds with a bias towards debt, and hybrid funds with a bias toward stocks.

Supplementary funds.

2. Spread risks.

JD Finance's 180-day regular profit is a fund portfolio product that rationally allocates investment funds to fund products with different risk characteristics. Most of the funds are allocated to fixed-income funds, and a small proportion is allocated to equity funds. This combination method

Compared with purchasing one fund intensively, it can effectively diversify investment risks.

3. Flexible funds.

JD Financial's regular profit of 180 days is recommended to be held until maturity, and exit midway is also supported; it can be redeemed after maturity, or you can choose to continue holding.

For novices who lack professional knowledge and don’t know how to choose funds, fund portfolio products are a good choice.

Duxiaoman Financial, which everyone is familiar with, has also launched a regular profit fund portfolio product. The investment goals of Duxiaoman's regular profit products are to pursue steady appreciation, and can be redeemed in advance and continued to be held upon maturity. You can combine your short, medium and long-term

Choose different products for financial planning.

Compared with the centralized purchase of a fund, the investment method of fund portfolio can effectively diversify investment risks, but this does not mean that there is no risk in fund portfolio investment. Regular profit products do not guarantee principal and interest, so affected by market fluctuations and other factors, purchasing regular funds

There is also the possibility of losses after making a profit, but according to the historical data of Duxiaoman's regular profits, the historical returns on regular profits at maturity are all positive, and investors are recommended to hold them for the long term.