1. From the perspective of security responsibility: Jilin Jifangsui Kangbao is the exclusive commercial supplementary medical insurance for Jilin citizens. It mainly reimburses five kinds of specific high-priced drugs outside the hospital/KLOC-0 in the hospitalization+medical insurance catalogue, with a maximum reimbursement of 2 million yuan. The highlight of this product is that the claim threshold is lower than that of similar products, and the high-value specific drugs are free of compensation, and the reimbursement ratio reaches 100%. The biggest disadvantage is that the hospitalization expenses outside the social security catalogue cannot be reimbursed, so the reliability will be discounted.