Generally speaking, it is easier to make money by buying low-risk fund types, just saying that you don't make much money. Let's first understand the types of funds, which are generally divided into: money funds, bond funds, mixed funds, stock funds, index funds, QDII funds and so on. Different funds represent different risks and benefits.
The types of low-risk funds are mainly money funds and pure debt funds, and do not invest in the stock market. When buying a fund, try to choose a fund with large scale, good fund manager and good past performance, and hold it for a long time after selection, which is basically unlikely to lose money.
Types of high-risk funds, such as hybrid funds, stock funds, index funds, QDII funds, etc. , are relatively high risk, so the possibility of losing money is relatively large. You need to have certain fund knowledge and understand the fund before you can buy it. If you don't know much, you are likely to lose money to the principal.
Therefore, the stupidest way to make money by buying a fund and a fool is to buy a low-risk fund type, because you basically don't have to worry about it every day, and the fund fluctuation is relatively small, which is a sound financial management. Although the money earned is not much, at least the possibility of loss is relatively small, which is also a great gain.