First, why should we set the threshold for buying private equity funds?
1. Improve the risk tolerance of the customer base.
The regulatory authorities set the investment threshold of 6.5438+0 million, not to restrict investors, but to protect investors. Generally speaking, the more mature high-end investors, the stronger their risk identification ability and risk tolerance. Therefore, setting the investment threshold of 6.5438+0 million is to isolate ordinary investors with weak risk tolerance according to the amount of funds.
2. Limit the number of participants and ensure the nature of private placement.
Private placement products are different from public offering products, which are mainly aimed at high net worth people and sold to specific people in a non-public way. China's "Measures for the Administration of Private Equity Fund Raising Behavior" stipulates that private equity funds must be raised from specific investors (qualified investors) and may not be publicized. If the entry threshold is too low and there are too many participants, it will degenerate into public offering and lose the nature of private placement.
3. Weaken the financing ability of the trust
Private equity fund belongs to a kind of trust. At present, the scale of trust is large, and the direct financing function has actually become an important supplement to bank credit. Limiting the financing ability of trust is beneficial to the government's macro-control. It can be seen that trust products such as private equity funds cannot be popularized, and their investment threshold will exist for a long time.
Second, how to buy private equity funds?
1. You should fully understand the nature and operation style of this private equity fund, including the team composition of investment managers, past performance, and the strength of custodian banks, trust companies and securities companies.
2. Read the trust fund subscription contract and trust plan instructions carefully, and sign the contract in duplicate after agreeing without objection. Note that the contract generally needs to fill in the account number you want to remit money, and reserve the account number to be returned when redeeming funds in the future. Many trust companies require that the payment account, the signatory of the trust contract and the final payment account must be the same account with the same name.
3. Send the money to the bank. Please indicate "Zhang San Subscription-Trust Plan" in the remarks column or remittance purpose column after filling in the name of the counterparty's account, counterparty's bank and remittance amount. Pay attention to keep the original remittance and two copies. This is an important proof to confirm your successful participation in the trust plan.