Endowment insurance: Due to the serious shortage of accumulated balance of endowment insurance funds in Heilongjiang Province, Heilongjiang Province does not implement the policy of reducing the proportion of endowment insurance contributions, so the unit rate of Harbin endowment insurance is 22%, and that of individuals is 8%.
Medical insurance: individuals pay 2%, units pay 7.5%, and individuals and units with large medical assistance each pay 2.5 yuan.
Industrial injury insurance: different industries with different types of industrial injury risks implement different industrial injury insurance industry benchmark rates. The national industrial injury insurance industry benchmark rates corresponding to industrial injury risk categories are: categories I to VIII are controlled at 0.2%, 0.4%, 0.7%, 0.9%, 1. 1%, 1.3%, 1.6% and 6544, respectively.
Maternity insurance: the rate of maternity insurance is adjusted to be less than 0.5% of the total wages of employees of the employer.
Unemployment insurance: From May 20 16 1 day, the unit contribution rate of unemployment insurance will be adjusted from 1.5% to 1%, and the individual contribution rate will remain unchanged. The time limit for reducing the rate is temporarily implemented for two years.
Housing accumulation fund: units and employees pay housing accumulation fund at the rate of 8%- 12% of the average monthly salary of employees in the previous year. On June, 2006 1+0, employees who joined the work after monetization of housing distribution can be paid by the unit at the rate of 25% of their average monthly salary in the previous year, and employees can be paid at the rate of 15% of their average monthly salary in the previous year.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.