How to pay the old-age insurance for individuals in Nanjing
1. Individuals who want to participate in social insurance should follow the method of freelancers participating in social insurance. Freelancers can only participate in old-age insurance and medical insurance. There are specific regulations on the payment of old-age insurance: bring their ID card, unemployment certificate and two 1-inch photos to the business window of the local social security center. Medical insurance: after completing the formalities of endowment insurance, take the above materials and the well-run endowment insurance manual to the business window of the local medical insurance center. Just pay the fee normally according to the regulations! !
2. Freelancers, urban individual industrial and commercial households and flexible employees participate in the basic old-age insurance. The payment base is the average salary of local employees in the previous year, and the payment ratio is 2%, of which 8% is credited to personal accounts. After retirement, the basic pension will be calculated and paid according to the basic pension plan for enterprise employees.
3. In terms of medical insurance, freelancers and self-employed people can choose to build a unified fund instead of a personal account, and pay according to local conditions. You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance are 6% for the unit and 2% for the individual;
4. Files can be stored in the local personnel agency! !
Nanjing Labor and Social Security Bureau announced that the minimum monthly social insurance payment base will be raised from the current 1,189 yuan to 1,369 yuan from July 1 this year to June 3 next year. Personal social security expenditure will increase, and social insurance benefits will also rise. The specific monthly social security payment calculation is as follows:
1. In 27, the average salary of employees in Jiangsu Province was 27,374 yuan (23,782 yuan in 26). From July 1st, the monthly payment base of individual industrial and commercial households and flexible employees in Jiangning District of Nanjing City was determined according to the average monthly salary of employees in the province last year of 2,281 yuan, and the lower limit of monthly payment was increased by 13 yuan on the original basis (277 yuan), that is, the monthly 29 yuan. The monthly payment base of individual industrial and commercial households and flexible employees in Lishui, Gaochun, former Jiangpu and former Liuhe counties is determined according to the average monthly salary of employees in the province last year of 2281 yuan, and the lower limit is lowered to 6%, that is, the monthly payment base is 1369 yuan, and the monthly payment amount is 274 yuan.
2. If the flexible employees participate in medical insurance, the monthly payment standard will be adjusted to 11 yuan per person per month, plus 1 yuan, the overall medical expenses for serious illness. To participate in unemployment insurance, the monthly payment standard is still 42 yuan per person per month.
From the above, we can calculate the monthly (pension+medical care+unemployment) insurance for flexible employees such as individual industrial and commercial households in Nanjing and Jiangning District
= 29 yuan +11 yuan +1 yuan +42 yuan = 452 yuan
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