If you only have 100 yuan to invest, then I suggest you buy a fund. If you can have 100 yuan every month, I suggest you make fixed investments in funds. Among various types of investment and financial management,
Funds can be said to be a type of investment with a low threshold. Basically, funds start with an investment of 100 yuan. If you make a fixed investment, many funds even start with 10 yuan. Investment funds are okay, but many people don’t know which funds to buy.
Appropriate, in fact we can judge from several questions.
Investment methods: Funds can make fixed investments and one-time investments.
For one-time investment, the entry point is more important. We evaluate the market environment. If the point is higher, the risk of entry will be higher. If the point is lower, then it is better.
Timing of entry.
If it is a fixed-term investment in a fund, it does not matter the timing of entry. You just need to set the deduction cycle, deduction time and deduction amount yourself.
Fund Size How much money can be used to invest in a fund?
If the amount of funds is relatively small, just use it to select a fund. If the amount of funds is relatively large, you can make an asset allocation and match different fund types. If you choose a fixed investment model, the same is true. The liquidity of funds is this
How long can a sum of money be invested and when should it be withdrawn for use? It is assumed that the funds do not have high liquidity requirements and do not require a large market effect in the short term, even if the market is in a period of greater volatility or recession.
, don’t worry, because you have enough time to balance market risks. If this fund needs to be used in the next few years, then the liquidity requirements for the funds will be relatively high, and market factors must be considered. The popularity is too high.
The market has greater risks. If the market turns sharply downward, it may take several years to repair, which is a time that short-term funds cannot afford.
Everyone's investment style and risk tolerance are different. Before investing in a fund, you should first have a complete understanding of your own risk tolerance.